Recommended Credit Guidelines 

for transactions larger than $150,000

• No prior history of bankruptcy.

• Total Liabilities vs. Tangible Net Worth:

No greater than 3 : 1

• Current Ratio:

Not less than 1.5 : 1

• Cash Flow Coverage:

Not less than 1.5 : 1

Credit Overview

Credit Guidelines

Credit Bureaus

Example Credit Scoring Matrix 

Full Credit Pckg.